When purchasing a home, you are faced with a multitude of decisions. Once you've made the commitment to reach that home purchasing goal, though, the rewards you can achieve are unquestionable.
Your 1st Step: Loan Pre-Approval
When you're pre-approved, this means that a lender has reviewed your credit history, verified your assets and employment, and has approved your loan before you've found a home to purchase.
Pre-approval gives you substantial leverage: sellers immediately see you as a serious buyer. Not only will you know the exact price range you can afford, but you'll also be able to negotiate a better deal and move more quickly when you see a house you like. Once you review your needs and objectives with a lending officer, you'll be one step closer to purchasing your home.
Your Next Step
Define the reasons why you want to purchase a new home. To stop paying rent? To start building equity, etc.? Determine the style of home you prefer and the area in which you'd like to live. Be specific. Develop a "needs vs. wants" list. Include all the features you not only need, but have long desired.
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (downtown Vancouver, Burnaby, Port Moody); neighbourhood (older and settled or brand new). These are some of the factors that will influence the way you experience your new home, so ensure you're well-acquainted with the surrounding area before purchasing. To learn more about what to look for in a new neighbourhood, please visit my Special Reports section!
Let Me Find the Perfect Home for You
It is a very time-consuming process to view every home available that meets your needs. I can do much of the work for you, by establishing your needs, then reviewing a range of properties and advising you of potential matches. A comprehensive knowledge of the available homes in your neighborhood is one of my strongest assets.
Once you've been pre-approved and know what price range you plan to stay within, I can help you determine which properties fit your needs and wants, using the (MLS) Multiple Listing Service system. Once we've found suitable properties we view them until we find the perfect one for you and your budget. Then an offer is presesnted and I will guide and advise you through this process.
I Will Help You Every Step Of The Way
Contact me today and I will be there to ensure your journey to your new home is a smooth one!